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Bad Credit Auto Loans Racine WI

Bad credit happens. Whether you’ve experience a divorce or job loss or some other unforeseeable circumstance or you just made some bad choices with credit cards when you were a bit younger, we understand that the financial world isn’t always an easy one to navigate. The good news: We don’t believe that ought to stop you from owning a quality vehicle that you can rely on for the necessary transportation to keep yourself afloat. Your world doesn’t stop for bad credit, and neither do we. Here at Palmen Dodge Chrysler Jeep of Racine, we think there’s a solution that will work. For bad credit auto loans in Racine, we’re your source and we’ll do everything we can to reach an agreement everyone is happy with.  

Your first step should be to think practically about your financial situation and take a look through our online inventory. We might suggest that you check out some of our more affordable models to maintain those lower payments, but our entire used selection has a number of choices that might prove cost-efficient for you in the long term with maintenance and other concerns factored in.

Next, fill out a credit application for vehicle financing on our website. We’ll ask you for your basic information, including your name, address, social security number, current rent/mortgage payments, employment information, and monthly income. There’s also a section for vehicle information pertaining to the car you’re interested in financing.

If you prefer not to submit this information online, just call and make an appointment or stop in during our business hours and we’ll be happy to give you a test drive of the model you’re considering and go over your financing options with you in depth while assisting you with your application.

Remember, bad credit situations can befall anyone, and we understand that. Our goal is to find a way to make the payments manageable for you so that you can rebuild your credit and in all likelihood refinance down the line for a better interest rate. We can help you make it happen!